Nothing is more exciting and anxiety inducing than buying your first home. Home ownership is one of those things that every single person dreams of. And those dream homes can take many forms from a rural location to a condo in the city. If this is your first time buying a home, then you’ll want to put these tips into action:
Set a Budget and Stick To It
There are plenty of online real estate sites that can help you with your home shopping. Before you dive in, you need to be realistic about your price range and this can only happen if you set a budget and stick with it. The obvious goal would be to find a loan that would have you paying equal to what you’re paying to rent right now. But you also have to factor in costs for homeowner’s insurance and property taxes. That is just what you’ll be spending on a regular basis. There are also all kinds of deposits and closing costs that need to be factored into this budget as well. Once you’ve locked down the numbers, then you can know what kind of home you can afford.
Make a “Must Have” List
Will there be compromises when buying a home? Of course but there are also some features that shouldn’t be up for negotiation. Those can include the number of bathrooms, bedrooms and yard space. Remember, anything cosmetic can be fixed but you don’t want to move into a home and continue sharing a bathroom if that is on your “must have” list.
That list should also include the location. Do you want to be closer to work or to schools?
Use an Experienced Realtor
As mentioned, there are plenty of listing sites online that can help with your search but those sites probably don’t have as much updated information as an experienced realtor would have. It is crucial that you work with a realtor who knows the territory. They’ll know what homes are coming onto the market before anyone else. They’ll also know about realistic pricing. Most importantly, they’ll be in the best position to negotiate a favorable deal.
Once you’ve locked down your home and are waiting for closing to wrap up, you’ll want to start to get ready for the big move and that should begin with a session with Junk King Atlanta. You’ve probably accumulated a lot of unwanted junk over the years and none of that should be dragged to your new home. Instead, turn it all over to Junk King. One junk removal session with Junk King Atlanta will help make sure you’re not bring old junk to a new home.