Monthly Archives: August 2018

Mistakes To Avoid For First-Time Homebuyers

No matter how close you come to buying your dream home, there will always be room for improvement. That means you don’t have to find the perfect house but a house with possibilities. It is also true that first-time homebuyers need to get educated fast about all aspects of buying a home to avoid costly mistakes. Here are the mistakes you’ll want to avoid.

two-story-southern-charm-1151641-mNot Making a Budget

A household functions better when it is working with a budget. That is vitally important as you prepare to buy a home. That budget is in for some adjustment and it’s not just the new mortgage payment. For the most part, the mortgage payment replaces the rent payment but there will also be property taxes that have to be paid along with homeowners insurance and all the potential repairs. That is a lot to budget for.

Shopping for a Home Before a Loan

It makes no sense to go looking for a home without being prequalified for a mortgage. Sellers aren’t going to wait around while prospective buyers get their paperwork sorted out. As a result, you could come across a great home only to lose it what you wait for a lending company to approve you for a loan. When you get approved before you start looking, you can focus on houses in your price range and make offers with confidence.

Not Getting Professional Help

An experienced real estate broker is going to have a major impact on your home purchase. Although you might only be working with them for a few weeks, it is going to be a very intense few weeks of work. That agent will be negotiating your behalf. They’ll also be able to steer you away from a potentially bad deal and that could be extremely important.

Wiping Out Savings for a Down Payment

As first-time homebuyers, you probably will have been saving up for a down payment for a long time. There is nothing wrong with that. What is wrong is wiping out your savings for that down payment and/or closing costs. You have to remember all the money you’re going to be spending for moving, buying new furniture. Whatever you think you need to save for your home purchase, you probably have to save a bit more.

Moving with Junk

Finally, a big mistake for first-time homebuyers would be to move into your new home with all your old junk. You shouldn’t bring anything into your home that isn’t going to be use. This is where Junk King Palm Beach can help. As you pack up, you’ll find all the things you’ll want to get rid of. All of that stuff can be quickly loaded onto the Junk King truck for responsible disposal. Junk King Palm Beach can help first-time homebuyers avoid the mistake of moving with junk. That’s a good move!

Get Ready For Back-To-School With These Helpful Tips

Getting ready for back-to-school has everyone excited around the house. Even though they might grumble, you know the kids are eager to get back to seeing their friends and having something more exciting to do than sit around the house all day. As you get your house ready for back-to-school you might want to put some of these tips into action:

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Get the Supplies Early

Most schools send out a list of required school supplies days before the first day. The sooner you can get these supplies the more ahead of the game you’ll be. You might be able to order them all online and take advantage of back-to-school discounts while you’re at it.

Make a Daily Plan

The first week back-to-school is the “shake down.” Everyone is working out their schedules and it requires a lot of coordination. You only have to focus on drop offs and pick ups. The kids have to sort through their various class schedules. It will help to give them a print out of their classes and note on their cell phones. Let them know where they belong!

Read Ahead

The older the student, the more reading will be required of them. Teachers can make a syllabus available of the required reading for the semester. It will help if your kids can get a jump on the reading. It might also help if you’re reading along. After all, you will be checking their homework. Reading the same books also will keep them “honest.” No watching the movie!

Don’t Encourage Procrastination

At the end of every school day, two important questions need to be asked: What is for homework and when is it due? Overnight homework is easy to accomplish with a consistent schedule. Over the weekend, it can be a bit more challenging. That’s why it is best to get the homework done first thing Saturday morning. That way your student will have the rest of the weekend to relax and have fun.

Remove Clutter

Back-to-school prep is a good time to go through your kids wardrobe. The little ones might have outgrown a lot over the summer. The older ones might have decided on an entirely new style. In either scenario, you’re going to have to make room in the closet. It will also help to removed the rest of all the unwanted items from their room. All of those discarded objects can be quickly removed by the crew from Junk King Palm Beach. They can also end up being donated to a local charity. Everybody wins! Make a decluttering session with Junk King Palm Beach be a part of your back-to-school prep. You’ll be glad you did.