Monthly Archives: December 2017

Boost Your Home Appraisal

You probably have a rough idea of what your home is worth based on what other homes are selling for in the neighborhood. However, your “guess” can’t be used to sell your own home or refinance your mortgage. To make that happen you need a certified home appraisal. Before the appraiser shows up, there are some proactive steps you can take to boost your home’s value. Here’s what you can do:

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Paint

When was the last time you painted your home? If it hasn’t happened since you moved in several years ago, then you’re long over do. Not only will fresh paint help you with the appraisal but it can also help selling your home. The idea is to paint with neutral colors. This isn’t the time to let your “wild side” come out. As for your home’s exterior, if painting isn’t practical or cost effective, then consider a good power washing.

Make Minor Repairs

There are always a least a dozen little repairs needed to be taken care of in any home. Now is the time to get those repairs knocked out. If you don’t have the time or DIY skills, then consider hiring a handyman for the day. It is a very cost-effective way to make those fixes.

Write Out Improvements

Over the years, you might have made several major improvements on your home such as a new roof, water heater or AC. Those aren’t always obvious to an appraiser. That is why you should write out a list of all the major improvements you’ve taken on and what investment you made in them. Those could reflect positively on your final number.

Enhance Curb Appeal

What does your home look like from the outside? That is the first question the appraiser will ask and find an answer to. Make sure your lawn is freshly mowed, shrubbery is pruned and fresh flowers are planted.

Remove Rubbish

You’ll want to clear your property of any rubbish even if that rubbish is in storage. It is much better to present an empty garage or shed to an appraiser than one overflowing with junk. A single appointment with Junk King Chicago West can take care of this task. A professional team of movers will be dispatched to do all the lifting and loading for you. There is no limit to the amount of furniture, appliances and other household goods you can get rid of in a single junk removal session. Boost your chances for a favorable home appraisal with help from Junk King Chicago West.

Home Business Start Up Checklist

Are you ready to be your own boss? This could be the year you finally start your own business. That will be a very exciting challenge to take on. To make sure you are on the path of success, you’ll want to consider going slow and “check off all the boxes” that you’ll need to do before you can start the business. Here is a good home business start up checklist to work through:

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Permits

Setting up a business in your home might require permits or licenses. That all depends on the neighborhood you live in and sometimes these regulations vary from block to block. It is a good idea to check with the city to see what restrictions are in place with regard to setting up a home business. Remember, a business that is conducted strictly online vs. a business that is making a product could fall under different categories even though they are both businesses.

Insurance

Does your homeowners policy cover a home-based business? You might have possessions covered like a computer but the moment you bring in additional equipment for a business it might need to be covered by a separate policy. That also holds true for any employees you might hire. You might start with using independent contractors and insurance wouldn’t be an issue for them. But if you’re going to have a lot of vendors coming in and out of your home, you have to consider liability especially if you have a dog.

Legal Structure

You need to set up a legal structure for your business that will provide you with a level of protection. Typically, this would mean incorporating your business or setting up a limited liability company or LLC. These are scenarios best discussed with a professional accountant.

Bookkeeping

You might also be hiring an accountant to handle your books. You’ll want to set up separate business accounts from your personal accounts to avoid “mingling.” Be sure to keep records of all your expenses and activities. That will come in handy when it is time to file your taxes.

Home Office

Your home business needs a dedicate space to work from. If you don’t have a spare room, consider utilizing a garage or basement space. It will help to clear out all the unwanted clutter to make room for this office area. This is a job that is perfect for Junk King Chicago West. One call to these junk hauling pros will put a plan into action that includes a pair of dedicated workers and a huge moving truck. That’s all you’ll need to get rid of just about anything you want from your home. Get your home business off to a good start with junk clearing help from Junk King Chicago West.